Can a small buyer get 90 day credit?

“Are there any suppliers from China or anywhere else for that matter who would be willing to give 60 to 90 day credit from small startup online stores?”

Small is a relative term. But since most factory-direct orders to China are above 10,000 USD per shipment, and assuming you are under that threshold, then unfortunately, I am afraid to tell you, from my experience, it is very rare to get 60 or 90 day credit terms on first orders. However, if you start small and pay on time, it is realistic that you can move to preferential terms on future orders.

Here are some links to related blog posts at CSIC the subject of supplier payments.

Payment terms in China

Best Practices : paying Chinese suppliers

Negotiating new terms with your Chinese supplier

Let me know how things work out for you.

Question answered by Mike Bellamy, host of “Ask the Experts” at the China Sourcing Information Center.

Mike Bellamy is an Advisory Board Member & Featured Blogger at the not-for-profit China Sourcing Information Center ( He is also the author of, “The Essential Reference Guide to China Sourcing” ( and founder of PassageMaker Sourcing Solutions ( )




  1. Terri Lane on December 31, 2012 at 2:29 pm

    I think small buyers would not be given a 90 day credit however, if they are friends with the owner of the business maybe she’ll be given that chance. Because as I know, businesses have a minimum amount for orders and usually they go for bulk orders.

  2. Vanessa Mumford on December 20, 2012 at 9:47 am

    I wonder if it does but, i believe that most manufacturers has a certain limitation. They usually go for bulk orders.

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